Types Of Compensation
Workers’ compensation acts as a type of insurance. Like all insurance matters, it is complex. If you have been injured on the job, you likely have numerous questions about what workers’ compensation covers, how you can obtain benefits or why you were denied certain benefits.
We can help. The Law Offices of Arnold S. Levine, L.P.A., has been helping injured workers get the benefits they need for over 40 years. Our skilled trial attorneys understand workers’ compensation law in Ohio and what it takes to be successful in a workers’ comp claim or appeal.
Workers’ Compensation Claims Overview
Our lawyers believe in informing our clients of their rights. We tell our clients about the law relevant to their situation, and we never resort to legal mumbo jumbo when talking about your rights and legal options. We just provide the facts and tell you how we can help.
Below, you can find the various types of workers’ comp benefits available to injured workers in Ohio. You can also call our downtown Cincinnati office to schedule a free consultation.
Types Of Compensation
The amount and type of compensation will depend on your injury. The following are types of compensation for which you may be eligible in Ohio:
- Medical expenses: Injured workers are compensated for medical costs, including hospital visits, treatments, rehabilitation, prescriptions and surgery. Keep in mind that only established medical treatment is covered.
- Work rehabilitation: If your injury requires you to learn new skills, the costs associated with your rehabilitation will be covered.
- Temporary total disability (TT): If your injury resulted in a disability that prevents you from temporarily working in any capacity, you will receive compensation for medical expenses and lost wages, but only for a limited time. Reasons your benefits will stop include returning to work, your workers’ compensation doctor saying you have reached “maximum medical improvement” or that you are medically able to return to work. Maximum medical improvement means your condition is not expected to improve with further treatment. At that point, you will be assessed for permanent injuries.
- Scheduled loss (SL): If you have suffered some permanent injuries, you may be eligible to receive compensation for your loss. This type of compensation includes injuries involving amputations and permanent hearing/vision loss, for example.
- Permanent total disability (PTD): This type of compensation lasts for your lifetime and is awarded for those who can no longer earn wages. As you might expect, there are eligibility requirements and you must be able to prove you cannot work in any capacity.
- Wage loss (WL): If your injury results in you having less wages, you may be able to obtain compensation for the difference. The wage loss must be directly related to your injury: in other words, you can no longer make as much money as you once did because of your injury.
- Death claims: The family members of workers who were tragically killed in workplace accidents or because of a work-related medical condition can obtain compensation for the loss of earnings suffered by the household.
If You Have Questions, We Have Answers
Keep in mind this is only a brief overview of the types of compensation available. Because workers’ compensation is so complex, if you have questions about your situation you should contact our office by calling 513-823-3257 or scheduling your free consultation online.