One of the common misconceptions about Ohio residents who receive Social Security Disability benefits is that they no longer want to work and would rather enjoy living off SSD benefits. However, this could not be farther from the truth. Recipients become eligible for SSD benefits only after going through a stringent screening process in which they must prove that they not only have a disability, but also that they have an inability to work due to the disability, for at least a year. SSD benefits are not enough to live in splendor, which is why the Social Security Administration has various programs to encourage people to attempt to return to the workforce.
Workers with disabilities rely on Social Security as a financial safety net for meeting their needs. But, there may be changes on the horizon which may make Social Security Disability Insurance eligibility more difficult.
After 35 years of steady growth, Social Security Disability Insurance (SSDI) rates are expected to drop for Ohioans and the rest of the country. However, this may not guarantee a rosy future for SSDI recipients or applicants according to a recently-released report from the Social Security Trustees.
Approximately one in six Americans collect some form of Social Security each month. In addition to retirement benefits, the Social Security Administration offers other benefits, such as Social Security Disability insurance. For recipients, understanding and selecting the proper benefit program may be important for financial security.
Cincinnati residents who have become disabled and are unable to work will likely consider applying to the Social Security Administration to be approved to receive Social Security Disability Insurance benefits. However, some may be deterred by what they perceive to be a difficult application process - one in which an estimated 60 percent of applicants for SSD benefits are denied. But, with the right approach and the right information at hand, applicants can get through the process successfully.
When most Cincinnati residents think of someone who is receiving Social Security Disability Insurance benefits, they likely think in terms of a physical disability. However, individuals who suffer from mental conditions can also receive SSD benefits.
Ohio residents who are injured or ill and cannot work may be eligible to apply for Social Security Disability Insurance. However, in doing so, these individuals will need to go through the Social Security Administration's Disability Determination Process. So, what is the "Disability Determination Process?"
Ohio residents are not likely to have heard many good things in the news in recent years about Social Security benefits in general, and Social Security Disability Insurance in particular. Most of the time the news is all "doom and gloom" about the potential availability of benefits. While not everything we hear on television or read in the news is completely accurate, our readers should know that there can be challenges to overcome when applying for SSD benefits.
When many people think about the possibility of securing Social Security Disability Insurance benefits, they might be focused on their physical or mental health condition. Of course, the actual disability in question is important to the ultimate decision of whether or not an Ohio resident will receive SSD benefits. But, as a recent article pointed out, there is another crucial factor: the disability must be significant enough that the applicant is unable to maintain gainful employment.