Car Accidents In Kentucky
When you have been in an accident, your body may respond with delayed symptoms due to the shock of impact. You may walk away without feeling pain, and begin to suffer days later as your adrenaline subsides, and your body recognizes the need for medical attention.
It is important to avoid making statements to insurance companies about your health and well-being without an experienced attorney on your side.
Our team of car accident injury attorneys at The Law Offices of Arnold S. Levine can help you maximize the at-fault settlement you receive to pay your medical bills and address your pain and suffering.
Pursuing Compensation For Car Accident Injuries In Kentucky
Kentucky handles car accident injury issues in a unique manner. These differences can be summarized by:
Kentucky is a comparative negligence state, which means the amount of compensation for recovery an injured person receives from an at-fault party directly correlates to the amount of fault attributed to the negligent party. For example, if a driver is determined to be 1 percent wrong in an accident, the injured person will receive 1 percent recovery from that party.
This differs from Ohio, in which the at-fault party must be at fault for the majority of the accident (51 percent at fault) in order for an injured party to seek compensation.
Kentucky has Personal Injury Protection (PIP) laws that require anyone insured with an automobile insurance policy in Kentucky to carry PIP coverage of at least $10,000 for medical expenses, lost wages, funeral expenses and replacement costs. PIP coverage applies to one’s own vehicle and occupants within and applies to anyone who is involved in an auto accident in Kentucky, even if they are not a resident of Kentucky. This is different from many other states, in which such coverage must be elected by the insured. It is very helpful for those injured persons in the immediate aftermath of an accident in that you can get the medical help you need even if you don’t have health insurance.
While some of your medical bills are likely to be covered by this mandatory insurance in Kentucky, as long as you have a valid policy of auto insurance, you still need to maximize the compensation you receive for the effect your injury has had on the rest of your life. Work with a lawyer to learn more about your options.
Contact Our Office In Cincinnati
We provide each client a free initial consultation to discuss the details of his or her case. We can communicate in person and through various electronic means to provide the answers and representation you need.