Ohio residents are not likely to have heard many good things in the news in recent years about Social Security benefits in general, and Social Security Disability Insurance in particular. Most of the time the news is all “doom and gloom” about the potential availability of benefits. While not everything we hear on television or read in the news is completely accurate, our readers should know that there can be challenges to overcome when applying for SSD benefits.

For example, a recent article noted that many applicants face a backlog when their initial application is denied, and they appeal that decision. For some, the time it takes to wait for a hearing on an appeal can be enough to discourage them from even continuing with the SSD application process.

But, for millions of Americans, SSD benefits are the financial lifeline they need to make ends meet after they become disabled and are no longer able to work. It is important to note that SSD benefits are not “welfare” – American workers pay into this program from their paychecks so that the benefits will be there if they are needed.

The potential backlog makes it all the more important for applicants for SSD benefits to make sure their initial application is complete and comprehensive. The application should make it clear to the Social Security Administration that the applicant has the requisite amount of work credits, as well as providing all of the necessary documentation concerning the medical condition at issue.

Source: timesunion.com, “Disability benefits: A long, anxious wait,” Madison Iszler, Feb. 25, 2018