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Work credits and Social Security Disability benefits

Anyone who has ever applied for Social Security Disability benefits could tell our readers that, in many cases, there is quite a bit that goes into the application process. Of course, that makes sense, when you think about it - applicants are seeking a long-term financial benefit from the federal government, and it is important to ensure that these financial resources go to those who need and deserve them. But if you have been paying into the system and you truly have a disabling medical condition, there is a good chance that your application will be approved.

There are two main parts to an application for SSD benefits: work credits and medical information about the disability. Information about the medical condition usually receives all of the attention, but it is important for applicants to not overlook the necessity of showing that you have enough work credits to receive benefits.

To earn the requisite amount of work credits, the applicant must have earned a certain amount of yearly income, for a maximum of four work credits per year. For an application to be successful in this area, the applicant must have 40 work credits, in most cases. And of those 40 credits, half of them need to have been earned in the preceding 10 years.

Our readers shouldn't let the seemingly daunting task of submitting an application for SSD benefits stop them from going through the process. With the right approach and information, applicants may be successful and receive the benefits they need.

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