The impacts of a car crash can go far beyond physical injuries, but many people don’t take the time to think about those. Instead, they focus on the injuries from the car crash that they can see.
This isn’t to say that physical injuries aren’t important. They can lead to lengthy courses of medical care, which is an expensive endeavor. Other damages are also possible. Many people opt to seek compensation to help cover the costs of the accident. Here are some types of damages that you might seek:
Medical care costs
The cost of medical care is often a big expense after a car accident. Insurance coverage might pay for some of the bills, but there are often going to be out-of-pocket expenses that come along with the medical care.
You can seek compensation for the medical care that you need after the accident. Subrogation might apply to these cases. This allows an insurance company to seek repayment for the money that it spent. The concept comes into the picture if you launch a successful claim for compensation.
With subrogation in mind, you need to make sure that you include enough compensation in your claim to cover these costs. You should also determine what you might need for medical care costs in the future so you can include that in your claim, too.
Some of the medical care costs you might need to consider include the cost of in-home care, medications, doctors’ visits, physical therapy, occupational therapy and medical devices. You might also have other medical related expenses that you need to claim, so think carefully.
Lost wages
If you have to miss work because of the nature of the injury or so you can seek medical care for them, you might consider seeking compensation for lost wages. Be sure to document how much work you miss so that a determination can be made about the amount. Consider the hours you have already missed and the hours that you will have to miss in the future.
Other damages
Other damages that are possible in some cases include loss of consortium, pain and suffering and loss of enjoyment of life. Carefully determining these damages can help you when you are filing your claim for compensation. Your claim should be as thorough as possible because you can’t come back and ask for more money if new issues come up later.