It was only a matter of time before you were involved in a car accident during your daily commute. The light was green as you approached the intersection only two blocks away from your office. Unfortunately, as you entered the intersection, another car ran the stop light and slammed into the passenger side of your car.
Now your car is totaled and you have a broken nose from the airbag deploying, a sprained wrist, and a neck injury. Your doctor has informed you that you are looking at several months of repeated medical appointments and physical therapy. That means that not only will you be facing extensive medical bills, but you will have to miss a significant amount of work as well.
Surely, since the other driver caused the accident, it should be easy to get compensation from the insurance company that covered the driver. Unfortunately, it is not always as easy as you think it should be. Insurance companies are notorious for either denying claims outright or taking an extremely long time to settle.
Instead of trying to negotiate the insurance company yourself, let an attorney do the work for you. A lawyer that is experienced with handling car accidents can effectively pursue maximum compensation while you focus on healing from your injuries. Read below for other benefits of hiring a personal injury attorney to resolve your car accident claim.
They understand the process
Personal injury attorneys deal with insurance companies every day. They understand how the process works and how to negotiate with the insurance company. Also, a lawyer can usually provide you with a good idea of what kind of settlement you can expect. In addition, he or she can explain to you your rights and options for pursuing compensation.
An attorney will know what specific laws apply to your case. This means that they may be able to identify options and avenues that you may not be aware of. This knowledge will also give your attorney an edge when dealing with the insurance company.
Understanding of your injuries
Lawyers that have experience with car accidents usually have an understanding of the type of injuries you are suffering. Such an experienced attorney might be able to make recommendation concerning additional medical tests and care you should consider. Also, he or she will have knowledge of the long-term effects of your injuries and the future costs you may have to pay on your road to recovery.
Experience in the courtroom
If your attorney is unable to come to an agreement with the insurance company, he or she will know how to represent you in court. This is especially important if you have to pursue a lawsuit against the insurance company in order to be fully compensated for your medical expenses and lost wages.
Filing a claim with an insurance company can often be a very difficult and complicated process. Instead of filing a claim for your car accident on your own, it is typically advisable to seek experienced counsel.