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Cincinnati Injury Blog

Pursuing workers' compensation after an on-the-job injury

Many of our readers in Ohio have heard the saying "plan for the worst, hope for the best." Yet some people don't really have the means to save money for a rainy day when they are just struggling to pay rent and put food on the table. Ohio residents work hard for their paychecks, so when an injury strikes on the job, they are right to worry about how they will meet their financial obligations.

Fortunately, workers' compensation laws are in place to help employees in Ohio who suffer an on-the-job injury or illness. It doesn't matter if the worker has a rainy day fund or not - if the injury happened in the course of employment, the worker will, in all likelihood, be able to pursue a claim for workers' compensation.

Distracted driving could lead to a personal injury lawsuit

Of all the issues that drivers in Ohio could encounter on the roadways of our state, distracted driving is growing to be the biggest concern of all. For many years, the biggest concern was drunk driving, which has been the cause of countless lost lives and wrecked families. But distracted driving appears to be taking over the dubious mantle of the most pressing danger on our nation's roads.

According to the Centers for Disease Control and Prevention, distracted driving is so dangerous that this negligent behavior accounts for approximately 1,000 injuries a day in car accidents throughout the country. Even more disturbing, an estimated nine people per day are killed in distracted driving car accidents.

Surprising statistics about Social Security Disability

Many of our readers in Ohio know some of the basics about Social Security Disability benefits. They know that SSD benefits are administered by the Social Security Administration - the same agency that will administer their retirement benefits. And our readers likely know that the application process for SSD benefits can be arduous, and that many applications are initially denied. However, there are some more statistics that many people may not be aware of.

For instance, a recent article noted that of all of the workers in the American economy in the age range of 21 to 64, a whopping 90 percent are covered by the Social Security Disability system in the event of a long-term injury or illness leading to a physical or mental disability. This is an important level of potential financial security because, as the recent article also noted, an estimated 25 percent of workers who are now 20 years old will likely become disabled in some way before they reach the age of 67.

What benefits can one receive with a workers' compensation claim?

Our readers in Ohio who are familiar with previous posts here know that workers' compensation benefits are available to most workers in the state when they suffer an on-the-job injury or illness. But what types of benefits might a worker be eligible for with a workers' compensation claim?

For starters, injured workers can expect to receive benefits that will help them pay for their medical needs. Some on-the-job injuries are relatively minor, perhaps only requiring one visit to the doctor, but others are much more serious, often requiring extensive and ongoing medical treatment. Workers' compensation benefits can help with these expenses.

Is the opioid epidemic leading to more motor vehicle accidents?

The opioid epidemic that is plaguing the United States has been receiving quite a bit of news coverage lately, as our readers have probably seen. Efforts to address this growing problem go all the way up to President Trump and his advisors. On both a state and federal level, our governments are trying to address this problem that is ruining lives and destroying families.

But what are the secondary effects of the opioid epidemic? Well, our readers may be surprised to hear that this drug problem may be causing a significant amount of motor vehicle accidents on our nation's roadways.

The best approach for any kind of personal injury case in Ohio

As the old saying goes, accidents happen. Unfortunately, not all "accidents" are innocent. Some accidents are, in fact, the fault of a reckless or negligent party. When Ohio residents are injured in this type of accident, they may be able to seek compensation in a personal injury lawsuit.

There are many different types of accidents that can lead to life-altering injuries for Ohio residents, including car accidents, train accidents, mass transit accidents, pedestrian accidents and slip-and-fall accidents, among many others. Although each accident is different, with varying factors and circumstances that need to be taken into account, there are some commonalities across the spectrum of personal injury lawsuits.

The aftermath of a hit and run accident

Many Ohio residents have been in a car accident before, but not everyone has been the victim of a hit and run accident. For most decent people, it is hard to imagine a person would flee after causing an accident that may have resulted in significant property damage or injuries. But hit and run accidents aren't all that uncommon.

The obvious first step in the aftermath of any type of car accident is to make sure that those who require medical attention are treated. From there, when one of the vehicles involved in the accident flees the scene, law enforcement officials will need information to go by in order to attempt to track the other driver down. The injured parties and any eyewitnesses will need to try to remember the details about the car and the driver, such as the make and model of the car, the color of the car and the identifying characteristics of the driver.

Recent report says SSD trust fund solvent until 2028

Some Cincinnati residents may have lost some sleep over the years as seemingly regular reports come out with dire predictions about the stability of Social Security funds. Social Security Disability, in particular, has been the focus of many reports. But a recent report indicates that there may not be such an immediate threat to this important financial lifeline after all.

According to the report, the Social Security Disability program should have enough funds to pay 100 percent benefits until 2028. At that point, based on current SSD benefits that are paid out, the SSD fund will only be able to pay out about 93 percent of benefits going forward.

The right approach to applying for SSD benefits in Ohio

It can be hard for many people to comprehend the feeling of working all your life and then, because of some injury or illness, you find yourself "disabled." For some people, working gives them a sense of purpose and accomplishment. So, when you can't continue with your employment as you have for years, you might be searching for options.

Fortunately, most employees in America pay into the fund for Social Security Disability benefits. This fund is specifically set up to provide for workers who have earned the appropriate amount of "work credits" and who have a qualifying disability that prevents them from working. However, as most of our readers in Ohio probably know, many initial applications for SSD benefits are denied. In fact, statistics show that approximately 60 percent of initial applications are denied.

The different types of workers' compensation benefits

Workers' compensation benefits are an important protection for workers injured on the job. Being injured on the job can create medical expenses and time away from work which can all be costly for injured workers and their families. While the workers' compensation process can be complex, it is helpful for injured workers to understand what benefits may be available to them and how to apply and qualify for benefits.

The nature and amount of compensation an injured worker may receive depends on the circumstances and the nature of the injury they have suffered. In general, there are several categories of workers' compensation benefits that may be available to injured workers in Ohio. Injured workers may be able to receive workers' compensation benefits for medical expenses including medical care and treatment, hospital visits, surgery, prescriptions and rehabilitation costs. In addition, injured workers can receive workers' compensation benefits for occupational rehabilitation.

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